You cannot reconcile your bank account when either the Calculated Bank Statement Balance does not match the Actual Bank Statement Balance or the Calculated Bank Journal Balance does not match the Actual Bank Journal Balance. There are many reasons why these balances might not reconcile in the program, and the Bank Reconciliation Report can help you identify the underlying reason for a discrepancy. Run the Bank Reconciliation Report and analyze the DIFFERENCE values for both the Bank Statement Reconciliation section and the Bank Journal Reconciliation section.